Lack Of Self Discipline
Lack Of Self DisciplineOne of my biggest challenges in budgeting and managing our household finances is Lack of Self Discipline. It has actually been my biggest problem in life in every area!There are very few people who don’t suffer from it, they are usually the accounting types, they are the people who say to me, whe –…
Financial Espionage and Financial Infidelity
Financial Espionage One of the biggest challenges I see when I help people budget and manage their household finances is relational espionage and financial infidelity. In the video, we had a bit of a laugh about it however, if it is happening in your relationship it is certainly no laughing matter! Let me explain – Fi –…
70/30 Principle
The 70/30 PrincipleThe 70/30 principle: 10% is towards giving, 10% is towards investing, 10% is towards saving or provisioning, and 70% is towards living.Now, some of you are saying “what are you insane? How can you tell me I need to live on 70% of what I already can’t live on?”If you are feeling a little bit of str –…
10% Investing
Have you heard of the “pay yourself first principle”?I have heard it a million times and actually practiced part of this principle for about 20 years, except that I didn’t understand a really important thing, “investing”? I used to put away 10 percent of my income and when it built up would go and spend it. That is –…
